{
  "@context": "https://schema.org",
  "@type": "Product",
  "@id": "https://www.insightits.com/products/ledgerlock.html",
  "slug": "ledgerlock",
  "canonicalName": "Ledgerlock",
  "name": "Ledgerlock",
  "canonicalUrl": "https://www.insightits.com/products/ledgerlock.html",
  "knowledgeUrl": "https://www.insightits.com/catalog/ledgerlock.json",
  "markdownUrl": "https://www.insightits.com/catalog/ledgerlock.md",
  "family": "research",
  "infraFamily": null,
  "recordType": "product",
  "status": "published",
  "parentProduct": null,
  "whatItIs": "a cryptographic authorization gate for AI-assisted residential mortgage income and asset verification that sits between extraction and the LOS write and issues a signed AuditBundle. Design-partner / evidence demo — not SOC 2 and not a live loan-file production claim.",
  "problem": "Lenders must document what authorized each AI-assisted number before Encompass write-back, and reconstructing that from OCR logs after the fact is not an evidence packet.",
  "isNot": [
    "OCR",
    "Underwriting or DTI",
    "Document authenticity or forged W-2 detection",
    "SOC 2",
    "A live loan-file production claim"
  ],
  "alternatives": [
    {
      "name": "OCR-log reconstruction after the fact",
      "relationship": "Ledgerlock is the authorization gate and signed AuditBundle before the LOS write, not a reconstruction of why a number entered Encompass. No published named-vendor bake-off."
    }
  ],
  "features": [
    {
      "name": "Authorization gate",
      "description": "ACCEPT / REVIEW / REFUSE before Encompass write-back."
    },
    {
      "name": "AuditBundle",
      "description": "Signed PDF + JSON: field, span, OCR confidence, Ed25519, ADMT / LL-2026-04 refs."
    },
    {
      "name": "Canned demo",
      "description": "Three fixtures. No borrower upload on this site."
    }
  ],
  "architecture": "Marketing demo runs the in-process Ed25519 gate on canned fixtures so ACCEPT / REVIEW / REFUSE stay labeled. Partner-deploy engine stack is PrismGuard → ChorusGraph → VectorPrism → PrismManifest → Prism-Shield. Public site never calls Ledgerlock :8080, never accepts borrower upload, and does not expose HITL or Encompass webhooks.",
  "useCases": [
    "Authorize AI-extracted income and asset numbers before Encompass write-back",
    "Produce a signed AuditBundle (PDF + JSON) for ADMT / LL-2026-04 evidence packets",
    "Run the 500-file evidence pilot on labeled files"
  ],
  "benchmarks": {
    "published": false,
    "summary": "No published vendor benchmark for this product. Do not invent metrics.",
    "disclosures": [
      "No published vendor benchmark for this product. Do not invent metrics."
    ],
    "urls": []
  },
  "github": "https://github.com/insightitsGit/Ledgerlock",
  "pypi": null,
  "documentation": [
    {
      "title": "Product landing",
      "url": "https://www.insightits.com/products/ledgerlock.html"
    },
    {
      "title": "Canned demo",
      "url": "https://www.insightits.com/products/ledgerlock-demo.html"
    },
    {
      "title": "GitHub",
      "url": "https://github.com/insightitsGit/Ledgerlock"
    }
  ],
  "install": "Not a pip package. Request the 500-file evidence pilot from the product landing. Growth Stripe is dashboard-only.",
  "version": "0.1.0",
  "relatedProducts": [
    "ledgerlock-demo",
    "prism-shield",
    "prismmanifest"
  ],
  "publisher": {
    "@type": "Organization",
    "name": "Insight IT Solutions",
    "legalName": "Insight IT Solutions LLC",
    "url": "https://www.insightits.com"
  }
}